Insurance Code Of The Philippines

Khezlyri was mourning of his family's death. When she was five years old her mother was beathen by her father into death. She had an older brother but both of them was a mere children back then and they coudn't did anything but to watch their mother dying in their father's own hand. She want to kill her father and make him pay for all his debt and sins and to avenge her mother's death. She and her brother was split up and never been meet until after 15 years,she was an orphaned woman who had the desires in her heart and that is to find his long lost brother and father, then she went through investigations where leads her to deaths where she could find the worst darkness secrets could ever existed in earth.

In a reality where the eyes can only experience color once a kiss is shared with a certain destined soulmate. Kai wants to find his soulmate, desperately. However, Finn wishes soulmates didn’t exist at all.

A Stone that can change the world. Princess Flossina from the Kingdom Zuff awakens in the arms of a stranger, only to find out her mother has been murdered and she is to blame. Marlon has been waiting for his chance to redeem himself. After realizing he found the missing Princess of Zuff his plan could finally happen.

The tree I fell from was rotten. It's leaves were rotten, it's bark was rotten, and it's roots were rotten. Unfortunately, I am an apple that didn't fall far from that rotten tree. I was groomed in the shadow of that rotten tree and sprayed with poison to ensure I would be nothing but it's germinated seed. My earliest memories are dark and painful. My most vibrant memories are coated in crimson red and shame. The small pieces of my soul that I kept hidden and protected are the only parts of myself I can tolerate. The rest of who I am... The despicable trash that haunts my dreams... I hate. Death is the only answer to my life. Not love. I don't deserve love. A tainted apple is never put amongst the ripe juices apples. It is thrown away, discarded... As I should be.

Photo by Anastasiya Doborvolskaya via Pinterest A hundred years had passed since the war against witches reached its conclusion, leading the Kingdom of Londeve to a century-long peace. Everything's all well either for the young village baker boy, Tristan who lives a simple life with his two younger siblings not so far away from the country's capital. As ordinary as he might seem, it is not to be expected that he's actually acquainted with the only living royalty residing in his homeland, Crown Princess Anne of Londevè. Even so, their decade-long friendship never brought any significant change in each others' lives throughout the years, and for the humble young man, it is something to be relieved for. However, fate seem to have its own mischievous way of twisting the humble orphan's life. It was a remarkable encounter that turned his seemingly normal life into a dangerous rollercoaster ride as he got involved with the epitome of misery herself — the manipulative and mysterious lady, Serina Lourdemayne, who has been ironically keeping the peace at the Kingdom as a substitute Queen despite being a witch herself. Will this accidental and unwanted engagement ever reward him? Will they be able to work progressively despite their obvious and huge differences with their loved ones, responsibilities and aspirations in line? Dive into the world of magic and witness the journey of Tristan and Serina together with the noble Paladins as they protect the Kingdom from the coming calamities and from the new enemies that could possibly be more powerful and sinister than the wicked witches the human race had faced before.

This is a story of hurt , betrayal and going on a journey to find where you truly belong. ................. Living a life of hell in her birth pack, Serenity leaves after getting sick of being humiliated and tormented for years. When her mate rejects her in front of her pack and his, she finally decides to leave the life of abuse behind. Becoming a Rouge then finding a pack that accepts her, she starts to find herself and learns who she was always meant to be. With the help of new friends and an unexpected person who she never thought would help, she finds out that the life she knew is not true. That the lies of people can change her life forever. But with old enemies and new trying to find her and a fight coming that she needs to help prevent from becoming a supernatural war. Serenity needs to find out who she can and can't trust before it's to late. ****************** TRIGGER WARNING:THERE IS MENTION, TALK AND SCENES OF PHYSICAL, MENTAL AND VERBAL ABUSE. IF YOU HAVE A TRIGGER TO THESE SITUATIONS PLEASE DON'T READ THIS BOOK. THERE IS ALSO COURSE LANGUAGE AND SEXUAL SCENES IN THIS BOOK. This is my first story that I have written. All characters and places are all my intellectual property. While something's may have similarities to real life people or places, this is just coincidence or I have used real places in my story and the rest is my intellectual property. Thank you for reading and supporting my book.

The Curse of Seasons is a Trilogy The Curse of Summer: Cursed for as long as she can remember to spend most of each year asleep, Lana is doomed to never lead a normal life or experience the normal issues teenagers usually have to endure. That is until Rhett, the neighbour's delinquent son comes into the picture. *** The Curse Of Spring: Cole has spent the last six years hunting down the girl whom he fell in love with but has never met, their curse binding them to each other as much as the pages of the diary they shared as youths. Harley has no memory of a time before she was saved from death, but when her way of life is threatened, she must join in the fight or become a casualty. *** The Curse of Autumn: Nathan can feel the winds of change, knowing that the inevitable war between his kind and the organization who created them is on the horizon. There is only one barrier to his involvement - the General's daughter.

Kataleya Tamia Rossi is a twenty-year-old young woman known for her tender heart and passionate desire to help all those around her. Many say she is the mirror of her mother, Kiara, in more ways than one. All of her life she's had one goal, to find the boy who protected her and showed her kindness in her darkest moment. A boy who lost everything in the process. Kataleya has spent the latter years of her life working hard on a project that took root in her mind as a child - a project which has now been brought to life. The time to meet him again has finally arrived. Kataleya knows she'll have to overcome many challenges along the way but she's ready. Even when her own special abilities are at a stage in which they're becoming extremely deadly to her, she doesn't care. She is ready to risk it all and wants nothing more than to take away the pain and hatred that has burdened the heart of the boy she fell in love with years ago. Enrique Ignacio Escarra is the ruthless and cold-hearted Alpha of the most powerful pack in Puerto Rico. His goal? To rule the entire island single-handed. But hunger for too much power is deadlier than an arrow through one's heart and Enrique is already shrouded deep in the abyss of darkness. Will Kataleyas love and determination be able to bring him to the light? Or will his hatred drown her in the poisonous depth of the darkness itself? Book 5&6 of the Rossi Legacies Please note each duet runs under one title. Alpha Leo and the Heart of Fire - Book 1 & 2 The Lycan Princess and the Temptation of Sin - Book 3 & 4 Follow me on IG - Author.Muse

Your wish is my command... Lots of people think that with these words, their life would change. Though, they're not entirely wrong. Just be cautious, for when the wrong wishes are granted, there is only one path left for you to take: Doom. Olivia Lilan Wind; the crown princess of the Kingdom of Air. As the sole heir to one of the most powerful elements and being mated to the next Lycan king, she's got a lot on her back. But what if she were to go to another dimension. Learn to coexist with the beings that live in that world. What if, she were to learn to love someone without being bound to mateship? Which path will she choose? For her Kingdom? Or for herself?--- Everyone thinks that it's normal to waste their childhood years, training... If it's what everyone does then it's normal but in the other world... In that world training their whole childhood and teenage years is what they call... NORMAL? One must always remember the prophecy of the four great war heroes that had saved the world of magic from being an inevitable barren world... 'The child to be born on the rarest light, carrying the symbol of the moon. Mated with the long-lost child of darkness and wielding an immense amount of magic affinity same as that of a goddess. Shall save this world once again from the barren fate that is lurking in the unknown future.'

Ophelia Evans, an orphan and a mystery to everyone, No one knows who she is? Where did she come from? Tristin Rivera, a CEO and a bachelor who is sought worldwide by thousands of women, but other than his name, no one has seen him (still, he is famous). They both are a world apart; they shouldn't meet, let alone falling in love. When these two aren't even in each other's world, that's where fate came. A natural matchmaker… After all, every single pair was a match made in heaven, these two also. Like every love has to go through the test. They also went through the ordeal of destiny and the past trial. What will happen when the truth about their origin comes out, and with that many dangers also? Can they face that? Can their love and determination win through trials and have a happy ending? In the end, will they have their own little sweet and happy ending love story? Let's go and join Ophelia and Tristin's journey...