Unpayable Debt Novels & Stories

In the second year of our marriage, my husband cheated on me with his first love and even had the audacity to ask me to step aside. So, I activated the system and made the two lovebirds swap bodies. Now, I couldn't wait to see if the husband burdened with a massive debt in place of his dream girl, and the dream girl waking up to a fortune overnight, could still maintain the “unbreakable love” they claimed to have.

A college girl Raven Kim, finds herself in a difficult situation when her father decides to bet against their long time business partners and falls into debt as he loses everything, their company being put into their business partner's hands was still not enough to pay the price and so Raven decides to help by working for the Yoo's, only to find out that she'll be working as a maid for the notorious cold and evil guy, Tristan Yoo

Willingly dying at the hands of his only teacher to repay all his debt, Hubert simultaneously plans his reincarnation and finds himself in the body of an 'evil' cultivator named wanted by one of the three strongest power of the Douluo Continent— Spirit Hall. But hope isn't lost. His trait from his previous life never left his side and now he will make missions in the Douluo Continent and live another life, this time, a life not owed to anybody.

Alexa just graduated from Harvard University with a law degree and a mountain of debt pulling up and after finding out that her father is sick and needs surgery and behind on her half of the rent she decides to go out to a popular club with her roommate to celebrate graduation and to blow off some steam only to be swept away in the middle of the night for a night she would never forget and left with a secret that could potentially change her life for the better or will it?

To help Clara recover from a painful heartbreak with her college sweetheart, Kyle, and to also repay a debt, Randy White signs a five-year marriage contract with Clara's father. During the five year marriage, Randy falls in love with Clara, but she doesn't see him as anything more than a gold digger and Kyle's substitute. At the end of the contract, Randy decides to divorce Clara and reclaim his position as a world renowned Physicist.

Either stay married to an arrogantly conceited billionaire for one year and get a million dollars in return, or drown in her father’s debt with the risk of ending up on the streets. Signing the prenup suddenly seems harder than it looks. Ariana agrees to get married to Billionaire Williams Montenegro for a fee of 1 million dollars... as she struggles to get through the one year without losing her heart to Williams. Because falling in love was not stated in the contract.

Scarlett Elsher lands a job as a receptionist at Jaxon Vander's prestigious hotel, but her employment ends when Jaxon terminates her after just three days. To make matters worse, Scarlett discovers that her father is heavily indebted to Jaxon, and she has only three days to repay the debt. Scarlett tries to flee with no means to cover the debt, but she is quickly apprehended and forced to become Jaxon's servant to pay off her father's debt. As Scarlett begins her new role, she is confronted with Jaxon's cold and domineering personality, making her life a living hell. She must navigate his every whim while battling her growing attraction to her employer. Scarlett realizes the uncovered truth behind Jaxon's icy demeanour and enigmatic persona as time passes. In doing so, she discovers a side of Jaxon that she never knew existed and must decide if she can trust him. Scarlett's journey is fraught with challenges, but as she struggles to pay off her father's debt and make a new life, she discovers a strength and resilience she never knew she had. Will she be able to overcome the obstacles in her path and find happiness with Jaxon, or will she be forever trapped by a billionaire's obsession?

How far can you go to save the ones you love? Cassie Barn’s father dies leaving behind nothing but a huge debt and a ruthless loan shark. Cassie must find a way to repay her father's debt or risk losing her sister’s life. Going against all fear, she offers herself as a surrogate to billionaire widower Zander Scott. This one time offer was her ticket to freedom but nothing is ever as simple as it looks. Zander Scott only cares about two things; his inheritance and his baby. After losing his beloved wife to cancer, he vows to do everything in his power to create a child in her memory. Their own flesh and blood. His child must be perfect and so he leaves nothing to chance. Who would have thought that a simple, high paying job will send them on a wild journey where Cassie is caught up in the middle of a fierce battle between the Scott brothers ? Zander and Cassie battle enemies within and outside their circle and find themselves wondering if this journey is worth the stress. And just when the tension dies down, somebody falls in love and complicates things. Will they both get what they want from this deal or will they be forced to make different choices? Just how messy can a simple contract get?

When her brother’s life is buried under a crushing gambling debt, Alina Dusk agrees to marry Dorian Vale—the ruthless black-market king feared across the underworld. The bargain is simple: her brother’s freedom in exchange for her hand. But from the moment their vows are spoken, Dorian reveals a terrifying truth—he has been watching her for years, and now she is his to cage forever. What begins as a marriage of convenience spirals into a dangerous game of obsession, secrets, and betrayal. Alina tries to run, only to discover that Dorian knows her darkest secret: the night she killed a man. Caught in his grip, she becomes both his queen and his prisoner, forced to navigate a world of blood and power where nothing is what it seems. When Alina learns her brother’s debt—and even his betrayal—were part of Dorian’s design, her world shatters. Yet, amid the manipulation, she finds herself carrying his child. As enemies close in, a spy infiltrates her trust, and a tragic miscarriage ignites a mafia war. Torn between love and hatred, freedom and chains, Alina must decide: is Dorian Vale truly her monster—or the only man who can keep her alive

Esther, who gave up the inheritance of her father's company to get married to Michael, the love of her life, unfortunately caught her husband cheating with her best friend, Maya. She was framed by Maya and her husband, and no one believed her. She was forced to divorce Michael. Esther got involved in a car accident which made her lose her unborn child and her womb; she was told that she couldn't give birth again. Heartbroken, Esther went back home and took her rightful inheritance of her father's company. Esther made a promise to be man-free for the rest of her life and vowed to take revenge on her ex-husband and ex-best friend. After Esther became the CEO of her family's company, John came to Esther, demanding the fifty million dollars her late father owed him. He gave Esther an option to choose between paying off the debt within 3 weeks, or he would sign a marriage contract with her, and after she gave birth to him, the contract would be over. Esther was devastated, knowing she couldn't pay the debt in less than 3 weeks, and she couldn't give birth again. Will Esther pay him off within 3 weeks? Or will she go against the promise she made to herself?