Unpayable Debt Novels & Stories

Isabella “Bella” Rossi thought she had finally escaped her past. Working quiet nights at a coffee shop, raising money to protect her little brother Ethan, she lived with one rule: stay invisible. But one mistake shatters everything.When Bella kills a man in self-defense on a lonely street, she thinks it’s over. Until the knock comes at midnight.Now Bella owes a debt she can never repay. Bella has a choice, to listen or to run.

Sold at an auction event to pay her stepfather’s debt, Elara enters the world of Dante Moretti– a powerful Mafia king hiding a fatal illness from the world. He buys her for one purpose: to carry the heir his fiancée cannot give him. Elara wants to protect her sister. Dante wants to protect his legacy before his time runs out. Two broken lives collide, and slowly, their little deal turns into something more.

“He bought me for one night. I gave him a lifetime. Then he tried to return me.”_ I had three strict rules: never trust a man in a suit, never cry in public, and never fall for a man who owns more than he feels._ I broke them all the second Dominic Caldwell bought me on the auction stage. Now, I’m the only debt he can’t repay, and the captive he refuses to let go.

By chance, she encountered trouble with this dominant bully who not only teased her but also refused to let her go. "I can give you money, please let me go!" The bully sneered wickedly and replied, "Sure." And so, from that moment on, she carried an enormous debt and cried tears of despair. "What?" This bully was actually the heir to a wealthy and powerful clan with vast financial resources that spanned the world? Bianca, furious, cursed, "You scoundrel! ..."

Emma Green is being extorted by the mafia, she owes them money and has no way of paying her debt. Alex Ricci, the son of a dangerous mafia leader, makes her an offer: to be his and the debt will be forgotten. Emma refuses the deal and instead she takes a job as the assistant of an arrogant and rude CEO to try to come up with the money. But her situation gets more complicated as she now has to deal with the advances of a mobster and an unusual proposition from her new boss.

To the outside world, Xavier Sullivan and I are a loving couple. In truth, my father sold me to him to repay the debt he owes the Sullivan family. When the five-year contract expires, Xavier's parents want me to extend it. They threaten me and tell me I'm heading for certain death if I refuse. I have no choice but to fake my death and leave everything behind, taking only the child in my belly with me.

Bound to the First Blood Elara Ashbourne is a rare hybrid born of two powerful bloodlines, a witch mother and a werewolf father. Living a quiet life in a small village with her parents and her sickly younger sister, Lyra, Elara never imagined that her fate was tied to the supernatural world's most feared ruler. When her family falls into an overwhelming debt they cannot repay, an unexpected offer arrives from the First Blood Vampire, the immortal king of all vampires. In exchange for clearing the debt, he demands Elara's hand in marriage. Desperate to protect her family and save her sister, Elara sacrifices her freedom and agrees. Thrown into a world of dark castles, ancient secrets, and deadly court politics, Elara becomes the fifth wife of a powerful vampire who seeks her not for love, but for the immense power hidden within her hybrid blood. Surrounded by his four mysterious vampire wives, each possessing unique abilities and ambitions, Elara must learn whom she can trust. As long-forgotten prophecies awaken and enemies rise from the shadows, Elara discovers that she is far more than a pawn in a political bargain. Bound by duty, tested by betrayal, and hunted for her power, she may become the key to changing the fate of vampires, werewolves, and witches forever.

There’s a thin line between desperation and destiny ****** Sophia Jenkins has lived her life in the shadows of hardship. At 23, she juggles multiple jobs, trying to lift her family out of debt while caring for her terminally ill mother. Her only dream is to escape the weight of her broken home and rewrite her family’s fate. But fate had other plans. On her birthday, when relentless debt collectors humiliate her and her father, Sophia’s world shatters—until a mysterious man steps out of a sleek black car, commanding the chaos with nothing but his presence. Leonard Morano. At 40, Leonard is the ruthless head of the Morano mafia empire, a billionaire controlling over a hundred businesses and underground casinos. What no one knows is that he was once Martin Jenkins’ best friend—and the man who silently watched Sophia grow from afar before vanishing when she was fifteen. Now, he’s back. And he’s not offering help. He’s demanding marriage. With the chilling words, “Marry me, and I will smash every obstacle in your way,” Leo pulls her into a world of luxury, power, and deadly secrets. But can Sophia survive the dark underworld Leo rules? Can love truly bloom in the cracks of fear, obligation, and a past that refuses to stay buried?

He didn't choose me as a mate. He chose me as a write-off. When Darius Blackwood auctioned off my family's debt at the pack ceremony, Kaelen Thorne a billionaire Lycan King, cold-blooded strategist, the most untouchable Alpha alive — bought it without blinking. To him, I was leverage. A line item in a larger acquisition. Three years of my absolute obedience in exchange for a debt I never actually owed. What Kaelen doesn't know could fill the ledger he thinks he owns. I'm not packless. I'm not powerless. I am the last of a bloodline his entire empire was built to exploit and I've been suppressing my true nature long enough to know exactly how to use his arrogance against him. He bought a broken girl. He doesn't know he invited a queen into his kingdom. But the longer I stay in his penthouse, the harder it gets to remember that he is not the man I'm supposed to want. That this contract was never supposed to feel like something else. That when Kaelen Thorne finally looks at me — really looks and says mine like it's the only word that makes sense… I'm not supposed to believe him. He settled a debt. I'm here to collect.

Becoming a lecturer with promising carreer, and everything seems to be smooth for Sudirman Wira Atmaja or Dirman. But, behind the profession that he holds, there always debt need to be fulfilled. No free lunch that's what they say from the other side of the world. Accepting offer to work for high class shopping center in southern Malang with attempting fee, and holds key to decide campus policies, very nice isn't it? But, there is something Dirman doesn't realize. Something that could drag him down to deepest regret slum.