Unpayable Debt Novels & Stories

To save my father-in-law, I donated a kidney—but on the very day I was discharged, she didn't hesitate for a second to shove me into the guest room. "Those centipede-like scars are disgusting. Don't show yourself to me again!" In the dead of night, my wound tore open. I collapsed into a pool of blood, dialing her number 100 times, desperate for help. She hung up every single time. Meanwhile, the master bedroom echoed with Theo Reynold's low, passionate growls. In that instant, every ounce of strength drained from me. When I was admitted to the hospital, I held the military medal my mother had left me on her deathbed. That was when I remembered the woman even the mayor bowed to when she walked into a room. Without thinking, I dialed the long-forgotten number. "Commander Jennings, you once said you owed my mother a debt of gratitude. Now… I want you to marry me."

Damien Logan, a ruthless billionaire, is used to control and power. But his life is shaken after a one-night stand with a mysterious woman, Ariana. When he wakes up to find her gone, he assumes they’ll never meet again until fate steps in. Struggling with debt and the loss of her job, Ariana unexpectedly finds herself back in Damien's world. Faced with his grandfather’s demand to marry a woman of his choosing, Damien comes up with a bold plan: a marriage contract with Ariana. In exchange for pretending to be his wife, she’ll get the financial stability she needs. Reluctantly, Ariana agrees, stepping into a life of wealth and lies. But as their fake marriage goes on, their walls start to crack. The line between pretending and real feelings starts to blur. Secrets and insecurities threaten to ruin everything. Can a love built on a lie survive, or will their contract end before they find each other’s hearts?

Evelyn Carter, known as the quiet, good girl—the "silent mouse"—is not what she seems. Beneath her unassuming exterior, she’s a brilliant computer hacker and tech genius. Maximilian Sterling, a ruthless billionaire by day and an assassin by night, hides deadly secrets of his own. Thrown into an arranged marriage by their families, neither Evelyn nor Max wanted this union. Max’s father demands an heir, pushing him into marriage with Evelyn, whose father is deep in debt to Max’s family. At first, they are strangers, indifferent to marriage—until they uncover each other’s secret lives. Sparks fly, and against all odds, they fall in love. But when Max discovers Evelyn might be betraying him with his rival, everything unravels—especially when she’s pregnant with Max’s child. Is Evelyn really the traitor Max believes her to be? Or is there more to the story? There’s only one way to find out—dive in and read!

The only legacy that Castiel’s parents have left him are a ton of debt and a younger Omega sister who he must protect at all costs. As an Alpha without any real powers, he is hopeless and helpless when it comes to standing on his feet, but when a terrible accident makes him commit an unthinkable crime; he has no choice but to face the renounced Mafia King, Damien Synclair. Damien is an Enigma. A powerful Alpha who operates in the shadows of the New York underbelly and is feared by all. But when he comes face to face with a weak Alpha, he finds that he can’t have enough of his. To Damien, Castiel becomes a mystery that he must solve, even if it means holding him captive. But what happens when the captive starts to develop feelings for the captor? Will it be enough to melt Damien’s icy heart? Or will Castiel end up just like Damien’s previous f*ck buddies? Chewed and thrown to the streets…

Beau Orenciana grew up in a rich family, most people consider her a Princess. Her family got into debt with a loan shark, who was a member of a syndicate and they wanted Beau to be a payment to her parents' debt. When she found out about that, she ran away. Until Beau ran into a lot of people. They were standing in line. Since she had nowhere else to go, she closed her eyes and followed the queue and went inside. Only then did she find out that it was actually a military training camp! She is mistaken for being a trainee. What will happen to Beau at the training camp? Will she be able to handle the training inside even if she is certified bratty and a nitpicky queen? She will also meet Apollo Madrid there, who will be her trainer inside the camp. Can she tame her grumpy and strict trainer, who does nothing but scold and punish her for all her mistakes and clumsy act?

Get ready for heart-pounding romantic comedy! From the very first time Boss Valerion saw Katrina, he was instantly captivated by her beauty and charm. So deeply impressed was he by her grace and personality that he immediately thought she was the perfect woman to become his son’s wife. He had provided significant help to Katrina’s family over the years, most especially to Katrina's father. Because of this debt of gratitude, her family felt compelled to honor his request, even if it meant arranging a marriage Katrina never asked for. However, she was not one to simply accept her fate. Determined to stop the marriage from happening, she goes out of her way to make herself appear less attractive and purposely acts stubborn and difficult, hoping to drive away the arrogant man she’s being forced to marry. Will the wedding still take place? Or will love unexpectedly bloom between two unlikely hearts?

Meet Emma Hart, 24, drowned in debt all her life, from bills to bills, and loans to pay off, the cycle never seems to end. Fresh out of college, she manages to get a few jobs, saving up to clear her debts, until her mother falls sick… lung cancer. Destitute and helpless, she must learn to shake the hand of Liam Caruso. Liam, 35, known for his cold demeanor and controlling act, he's a perfectionist, and, what he wants, he gets. Reluctantly, she shakes hands with the devil himself, after all, she needs to save her mom. Emma must learn to accept Liam's life, including his dark past and unwelcoming mother. With time, Liam must understand, that mutual connections do matter. Will she be able to break through Liam's icy heart? Or, will they be engulfed within their flames? Within the heat, they generate?

From nurse to bride, Elara Jones never imagined her life would take such a dramatic turn. Desperate to escape her crushing debt, she accepts a job as the live-in nurse for Xander Blackbourne:, a billionaire CEO left blind and bitter after a tragic accident. But when Xander’s brother proposes a shocking solution to stabilize the family empire—a contract marriage—Elara finds herself trading her scrubs for a wedding ring. Xander is used to being in control, but his blindness has left him vulnerable and angry. The last thing he wants is a marriage of convenience, especially to the stubborn nurse who refuses to coddle him. Yet, as the two are forced to navigate their new reality, the lines between duty and desire begin to blur. In a world of opulence and power, Elara and Xander must confront their deepest fears and insecurities. Can a marriage built on necessity transform into something real, or will their pride and pasts keep them from finding love in the most unexpected place?

Freya was drunk, heartbroken, and falling apart after discovering she was adopted and that the only family she had ever known was using her. He was warm and solid and she let herself disappear into one night with him. By dawn she was gone with a new name, new life, and no looking back. Then seven years later, she walks into an Alpha's estate pretending to be someone else, desperate for prize money to pay off the debt she took on searching for the baby stolen from her. Across the ballroom floor stood the stranger from that night, who they now called Alpha. He just does not know she is that woman who disappeared before morning seven years ago. And Freya also has no memory of his face at all. Freya is thinking one thing: why does the Alpha’s daughter bear a similar birthmark to her stolen child? But she holds her thought when a mate contract is slammed in front of her.

The space between them disappeared. She arched into him, tilting her head as his lips traced a slow path down her jaw, then lower. Goodness, she wanted more. *** Valentina De Luca was never meant to be a Caruso bride. That was her sister's role—until Alecia ran off with her fiancé, leaving behind a family drowning in debt and a deal that couldn’t be undone. Now, Valentina is the one offered up as collateral, forced into marriage with Naples’ most dangerous man. Luca Caruso has no use for a woman who wasn’t part of the original bargain. To him, Valentina is nothing more than a replacement, a means to reclaim what was promised to him. But she isn’t as fragile as she seems. And the more their lives tangle, the harder she is to ignore. Everything begins to go well for her, well, until her sister returns. And with her, the kind of trouble that could ruin them all.