Unpayable Debt Novels & Stories

Bailey's family had been through a tumultuous trial, leaving her burdened with the responsibility of paying off her father's debt to the wealthy Elijah Gabriel Montefalco. Despite Elijah's less-than-pleasant demeanor, Bailey couldn't help but be captivated by his strikingly handsome face. Deep down, she believed that beneath his rough exterior, there was a kind heart. Life within the opulent mansion was far from easy for Bailey, as Elijah's treatment of her was often harsh. However, she endured it all, not only to free her father from imprisonment but also because she harbored a secret love for him. Unexpectedly, Elijah's heart began to soften towards Bailey, and they eventually confessed their feelings for one another. Elijah found it hard to fathom that he could find happiness with someone like Bailey. Their world took a sudden twist when Elijah encountered a major problem within his company. In order to save his business and repay his debt, he was forced to marry the billionaire's daughter. This turn of events shattered the happiness and love they had shared. As a billionaire, Elijah faced a difficult choice. Would he be willing to sacrifice his wealth for the woman he loved, or would he choose to secure his financial stability by marrying someone he didn't truly love? The answer remained uncertain, leaving their future hanging in the balance.

Being the assistant to the respected Nathaniel Lockhart, comes with a lot of challenges for Nora Roberts but what she never expected was that one of the challenges would involve her heart. When an accident leads Nora to owing her boss a huge sum of money, she agrees to become his fake girlfriend to pay her debt, what she didn't know was that her boss has a secret that digs into both their past. With new feelings arising and duty intertwining, would these two leave it all behind and follow their hearts or is the past too strong to let go. Read and find out!!!

Patricia could not ask for anything more in her life but to fulfill her dream of becoming a doctor. She has beauty, intelligence and perseverance but when their company got buried in debt, she has to save it by getting married to the son of a well-known business tycoon in the country, Callum Teo Velasquez. Callum Teo Velasquez on the other hand was almost perfect in the eyes of women, with his handsome face, good fashion, and richness, many are obsessed with him. Are they able to get the freedom they want or will things become more complicated for them? Or will the blaze be the way for the two of them to land on good terms?

It was supposed to be the happiest day for Almene for she’s getting married to the man she loves, Francis Herrera. Not until she faced the altar with an unfamiliar man, waiting for her instead. That same day she learned that her fiance died in a car accident while heading to the church. What devastated her even more is she couldn’t stop the wedding because of her father’s debt to the man she’s marrying, who turned out to be the notorious playboy, Lideon Ambrose Martin whose also from one of the richest families in the country.

On the six-year anniversary of my relationship with my girlfriend, Sheila Loom, I buy some groceries with the intention to surprise her with a home-cooked meal. After I'm done, I head over to Sheila's place right away. That's when the reel I was watching automatically skips to the next one. It's a live stream where people call in to discuss legal matters. A familiar feminine voice drifts to my ears at that moment. "My boyfriend shelled out 500 thousand dollars to put me through school. I've already paid ten thousand back to him. "At first, I wanted to clear the debt before breaking up with him, but I don't want to wait any longer. If he insists on taking me to court after the breakup, can I still pay the debt off slowly?" Almost immediately, comments flood into the comments section, chewing her out and calling her a heartless wench. But the voice replies calmly, "If I truly were heartless, I wouldn't have paid him back to begin with. I no longer have feelings for him. Are you saying that I should sacrifice the rest of my life just so I can pay 500 thousand dollars back to him?" My heart skips a beat at that moment. It's true that I've spent 500 thousand dollars putting Sheila through school over the years. But I feel that I'm overthinking it, seeing as she's never brought up the matter of wanting to pay me back before. After I call Sheila repeatedly for half an hour, she finally answers my latest phone call. At the same time, the woman's phone call that's connected to the live stream is cut off. "It's my birthday today, Sheila—" "Have you secretly come looking for me again? Didn't we agree that we'll only meet up after you've successfully gotten into college?" I don't get to finish the rest of my sentence. Suddenly, I catch a glimpse of the notebook sitting on the corner of Sheila's table. The first page shows "debt repayment ledger". Some of the details are as shown. "The SAT study materials I bought for him: 188 dollars." "The Uber fees I've paid for him: 35 dollars." "The cologne I've gifted him on his birthday: 380 dollars." "Total: ten thousand dollars now paid."

She ran from him 5 years ago. Now she’s kneeling before him as his debt payment. Serafina Voss was an omega with no power, no name, and no choice. When her brother’s debt to the Crown came due, Ironveil law demanded her body and her years. The creditor? King Daxton Cole. Her first love. Her ex. The ruthless Alpha King who let her walk away without a fight. He doesn’t want apologies. He wants her on her knees, begging. He makes her his personal bound attendant and treats her worse than a slave. But Daxton doesn’t know the truth. The night she fled, he was forced to choose between her life and the throne. He chose her. And he never performed the rejection ceremony. The mate bond never died. When Serafina’s hidden dual-wolf ability explodes at the full moon ceremony, the bond snaps back to life in front of the entire court. She’s not the weak omega he threw away. She’s Ashveil blood. The heir to the founding line of Ironveil. More powerful than the king himself. Now Lord Cassian wants her for her blood. The court wants her head. And Daxton has to decide: Destroy the bond publicly to save her… Or claim her and risk losing everything. *She was his punishment. Now she’s his only salvation.*

Samantha Pierce never expected her life to spiral into chaos overnight. Forced into an arranged marriage to repay her father’s crushing debt, she braces herself to wed a cruel and controlling old billionaire—only to discover that her groom is none other than Noah Ramson, the mysterious stranger she shared a passionate one-night stand with. Now trapped in a loveless marriage with a man who despises her, Samantha must navigate power struggles and deception. Will she be able to survive in a world fueled by betrayal and ambition? Or will she find something more?

Delilah Ekalot heir to the Ekalot household wakes up from a coma having no memory of her husband due to an accident that almost claimed her life. However it isn't focused on what caused the accident, Delilah ventures down a path to clear down the debt her sister racked up during her coma. She comes across a few obstacles along the way and would risk anything to save the Ekalots name, will it be worth it fighting for her family's name ? When the people she knows and loves turns out to be her Adversaries

Shirley McWood goes into hiding and is captured by the Mafia Lord. She had gambled in one of his casino and lost the bet, owing a huge sum. "I would rather die," She spats out a mouthful of blood. Later, she finds out that her father owes a gigantic debt as well. She strikes a deal with the Billionaire Mafia, thinking she could outsmart him, but fails. Shirley is now left with one option, and that is becoming a stripper in one of his clubs and being his sex slave for three month. Would she take the offer? Or runs away?

Billionaire CEO Killian Blackwood was looking for the perfect genes. He offered a massive reward for a surrogate mother. Ten billion dollars for a baby. But the 77 women before me had all vanished. Drowning in debt, I had no choice. I gritted my teeth and became number 78. I carried his child for ten months. I gave birth. And I didn't disappear. But as I reached for my baby, ready for my ten billion dollars, I burst into tears of terror. My newborn wasn't human. It was a litter of three wolf pups.